The Tortoise and the Hare

Original image can be found at http://tx.english-ch.com

If you ever read a fable called “The tortoise and the Hare”, or at least watched a cartoon, then you know that the Tortoise outpaced the Hare who got too comfortable and decided to take a nap in the middle of the race. Through the years, the morale of the story has been interpreted differently by different readers from various cultures. I too have my own interpretation and can clearly see a similarity or two to both the Tortoise and the Hare.

Just like the Hare

• For too long I was moving too fast borrowing more and more hoping that right around the next corner I will hit the right deal, I will pay majority of the debt off, but here is the truth, even when I was earning good money and business ventures were profitable – I’ve always found ways to spend the money before any loans were paid off always placing them on the back burner with solid logic that they could be paid back later.

• I took a nap. Although I was not racing anyone, however while running without a clear direction I just got burned out. Looking back, I realize that I was clearly paralyzed. In the middle of foreclosure, with already lost to foreclosure rental home, student loans defaulted on and creditors calling nonstop trying to collect various debt – I slowly drifted into a “deep sleep”

• Awaken and now, racing against myself. I would love to get out of debt with the same speed I got into it, but I know that…

Just like the Tortoise

• Fighting, staying focused, not giving up, delaying the pleasure I know that there are at least a few more laps before I can see the checkers flag.  

• “Living like no one else, so later we can live like no one else” – Dave Ramsey. Working on our “snow ball”, paying off the loans from smallest to largest, telling money how to behave and giving every dollar a name in the beginning of the month.

That’s accepting responsibility.